What is it and when to act?
The eVB-Nummer is a mandatory code from your insurer — without it the Zulassungsstelle will refuse to register your car. Obtain it after signing the Kaufvertrag (you need the VIN) and before going to the Zulassungsstelle. The whole process takes 5–10 minutes online.
Where to get it
Compare prices on Check24↗ or go directly to an insurer (HUK, ADAC↗, Allianz, etc.). After payment, the eVB code appears in your online account or is emailed to you.
Common mistakes
Newcomer prices differ up to 2×. How to transfer your foreign no-claims years and save hundreds
Switching car insurance: the 30 November deadline
Most policies have their Hauptfälligkeit on 1 January. The cancellation must then reach the insurer by 30 November — what counts is arrival at the insurer, not posting. Missing it is not the end: if the insurer raises the premium under an adjustment clause without the cover changing accordingly, there is a special right of cancellation within one month of receiving the notice (§ 40 Absatz 1 VVG).