After approval: income, co-payment and returning to work

Once continued pay from your employer is exhausted, a benefit from the funding body replaces your income — with pension insurer rehabilitation that is Uebergangsgeld. Who pays and how much depends on your insurance status, so settle this before arrival rather than at the clinic.

As a rule yes: a co-payment applies for each calendar day of the service. For rehabilitation directly following hospital treatment, the law limits it to a maximum of fourteen days. Grounds for exemption and reduction exist, and you ask about them beforehand, not after the invoice.

The law provides that people still unfit for work but able to perform part of their previous role resume it step by step with increasing load. The aim is a more durable return to working life than a direct jump back to full time.

That rule genuinely exists. The law states that an application for rehabilitation counts as an application for a pension where the insured person has reduced earning capacity and success is not expected or the measures were unsuccessful. It is not a trap but an automatic effect worth knowing in advance.