bonify↗ shows your score free and instantly — handy for monitoring between Datenkopie orders.
Your Free SCHUFA Report: Two Different Documents
The Datenkopie under Art. 15 GDPR is free and unlimited. The paid certificate is only for landlords — and there is a cheaper way to get that too.
✓ Verified: 15/08/2026
WHAT TO DO
› Details and tips
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Max recommends:
I order the data copy every January: in 5 years I twice found foreign data — an old address and an open contract. Deleted within 2 weeks both times.
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Lea recommends:
Landlords want the third-party Bonitaetsauskunft, not the data copy. But ask first — payslips plus a no-rent-debt letter often suffice.
FREQUENTLY ASKED QUESTIONS
I just arrived — do I even have a SCHUFA record? ▾
It starts with your first contract: bank account, SIM, lease. An empty history is neutral — only negative entries are worse.
How fast does the free data copy arrive? ▾
By post in 1–3 weeks. Order the Datenkopie under Art. 15 GDPR at meineschufa.de — not the 29.95 € product advertised next to it.
Datenkopie vs. the paid certificate? ▾
The Datenkopie is the full list of your entries for YOU (free, by law). The BonitätsAuskunft is the short certificate for landlords (€29.95). Showing landlords the Datenkopie is unnecessary — too much detail.
No history in Germany — is that bad? ▾
No entries is neutral, not negative. Your first ones appear with an account and contracts; just avoid scattering credit-card applications in the first months.