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Girokonto first: the route →
Without a regular account the blocked account cannot pay out — open one in your first days.
After Arrival: Activation and Payouts
In Germany the account is activated by linking a regular Girokonto — then the blocked account pays you €992 monthly, like a salary from yourself.
✓ Verified: 15/08/2026
WHAT TO DO
› Details and tips
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Max recommends:
I set up the first payout on arrival day: the blocked account transfers to a German Girokonto — you need one in week one.
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Lea recommends:
Renewing with the same funding condition? Top up in advance: the immigration office wants to see the next 12 months, not last year leftovers.
FREQUENTLY ASKED QUESTIONS
What about the account once my permit allows work? ▾
When funding is no longer a permit condition: close it by request, transfer the rest to your Girokonto. Do not pay fees longer than necessary.
Can I withdraw more than 992 € a month? ▾
Only unspent remainders from previous months. Beyond that the account releases nothing — that is the blocking, and the argument for the authorities.
Can I withdraw more in an emergency? ▾
No — that is the point of the block: the monthly cap protects your own year of funding. Anything above is only available if you deposited MORE than the required amount. ⚠️ The size of the cap depends on your category: €992/month for students (€11,904 a year), but €1,091/month (€13,092) if you are still looking for a study place, attending a Studienkolleg, or entering on the Chancenkarte. What counts is the figure stated in your provider’s confirmation.
Found a job — do I still need it? ▾
With a work permit the requirement lapses: your contract proves the income. The account is closed on request; the rest flows to your Girokonto.