The pension is the one benefit that will certainly not start without your application. File early with a complete insurance record: follow-ups delay the first payment by months. And the German pension truly follows you worldwide — it is not tied to living in Germany.
Pension: Applying and Receiving Abroad
The pension must be claimed — it does not start on its own. Apply about 3 months before your desired start. The German pension is paid to a foreign account too, including third countries.
✓ Verified: 18/07/2026
WHAT TO DO
AUTHORITY
Deutsche Rentenversicherung (DRV)
Public bodyPension, account clarification and rehabilitation all run through the Deutsche Rentenversicherung — with in-person advice and online services (eService).
› Details and tips
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Max recommends:
Filed 3 months ahead with the clarification done — the first pension arrived on time, without a single query. A clean account decides everything.
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Lea recommends:
As a pensioner abroad a yearly proof-of-life arrives: have the signature certified by a notary/consulate and return it on time, or payment is suspended.
FREQUENTLY ASKED QUESTIONS
I will leave Germany — will the pension be lost? ▾
No: the earned entitlement is lifelong. The German pension goes to a foreign account, including third countries (sometimes with a partial reduction).
When can I retire? ▾
The standard pension at pension age (rising toward 67). Early from 63 with a long record, but with deductions. Your statement shows the exact date.
Is the German pension taxed abroad? ▾
It depends on your country double-taxation treaty with Germany. Many non-resident pensioners file with the Neubrandenburg tax office — clarify in advance.