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Freiberufler or Gewerbe? Check Your German Freelancer Status in 3 Questions

Your status decides everything: whether you need a trade registration (Gewerbeanmeldung), trade tax and IHK membership. Answer 2–3 questions for a preliminary § 18 EStG assessment and your next steps.

Preliminary assessment under § 18 / § 15 EStG. The binding decision is made solely by the Finanzamt after reviewing your questionnaire; mixed activities may be treated separately. Not tax advice — consult a Steuerberater for contested profiles.

Data verified on: 16 July 2026

All rates and thresholds follow the official figures published by the authorities:

Frequently asked questions

Why does everyone want to be a Freiberufler?

Less bureaucracy and cost: no trade registration, no IHK fees (~€50–300/year), no trade tax, and simple EÜR accounting regardless of revenue.

How bad is trade tax really?

For small businesses, barely: the first €24,500 of annual profit is exempt, and paid trade tax is credited against income tax (§ 35 EStG). A real extra burden usually only arises with municipal multipliers above ~410% and higher profits.

I am a programmer — Freiberufler or Gewerbe?

It depends on the work. Designing and developing systems with a relevant degree (or proven engineer-level self-taught qualification) → freelance. Selling finished software, setup, support → commercial. Court rulings go both ways — the wording in your questionnaire matters.

What if I get classified wrongly?

The Finanzamt assigns the status, not you — you cannot fatally “choose wrong”. But if you invoiced as a freelancer for years and an audit finds commercial activity, trade tax is charged retroactively. For contested profiles, get written confirmation or ask a Steuerberater.

Can I combine both statuses?

Yes — a mixed activity (gemischte Tätigkeit): e.g. freelance design plus commercial product sales. Keep the books strictly separate, otherwise the Finanzamt may classify everything as commercial.

Do freelancers need a business account and insurance?

A separate business account is not legally required but simplifies bookkeeping. Health insurance is mandatory for everyone — as a self-employed person you pay the full contribution (see our GKV vs PKV calculator). Pension insurance is mandatory only for certain professions (teachers, educators, artists via KSK).

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